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Welcome Home One of the Lowest HELOC Rates Around

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When it comes to home ownership, you’re absolutely rocking it. You keep the plants alive. You’ve got laundry day down to a freshly-scented science. You even cleaned the tops of the ceiling fan blades. That’s commitment! So we’re here to give you a pat on the back, along with some well-deserved credit. You’ve earned it.

It’s called a HELOC. That’s basically a 2 nd mortgage that taps into your home’s equity and gives you more funds to use however you want. Of course, since we’re always thinking about your financial future, we’d suggest putting it to work for you. Add solar panels. Support your kid’s dream to go to woodworking school. Then get them to help with that new deck – that you can also use your HELOC toward! Basically, use the extra cash in any way that’s important to U.

And here’s an insider tip: you can even use HELOCs to consolidate debt. Bundle your credit cards, auto loans, student loans and more into your mortgage. That’ll help you pay them off quicker, avoid interest and end up with even MORE extra cash.

But that line of credit isn’t the only benefit of a UMe HELOC. You’ll also enjoy:

  • A low 5.99% 12-month HELOC intro rate (one of the lowest out there!)
  • No application fee
  • No points required
  • No prepayment penalties
  • Funding within 2-3 weeks
  • Easy access to your funds when you want them
  • Choosing your own due date

Wait a second… did you notice that fifth bullet point? Funding in 2-3 weeks! Yes, we had to point it out again, because we’re super proud of being able to help you right here, right now. Speaking of speedy assistance, you can apply for a HELOC today . A friendly UMe loan expert will be by your side with guidance, advice and just generally good conversation. (We want to know your plant-whispering secrets!)


Disclaimer: U matter to Me (to all of us) at UMe — and that’s why we do our best to deliver helpful information on our blog. Please note the following: (1) UMe Credit Union works hard to make certain that the information we post here is as accurate as humanly possible. But as you know, information can change and evolve quickly. While we try to update the blog on a regular basis, the content of some older posts may not be correct or up-to-date. (2) Some destinations on the World Wide Web that we link you to will exist on external websites. UMe Credit Union does not officially endorse any connected sites, nor do/did we compensate or get compensated by any entities to be featured in our posts (unless otherwise noted). (3) Everyone’s situation is unique and we advise you to consult with our personal bankers or your finance, tax, or legal professional for advice individualized to you!

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